Here's a question most expense trackers can't answer: Do you spend more at restaurants or supermarkets?

You might see "REWE €450, EDEKA €280, Lidl €190" in your transactions. But that's three data points, not an insight. What you really want to know is: "Supermarkets: €920" - your total grocery spending across all stores.

That's exactly what our new Expenses by Supplier Type widget shows you.

"I had no idea I was spending that much at Amazon."

That's what one of our users said when they first used our new Expenses by Supplier widget. They expected groceries to top their list. Instead, it was online shopping - spread across dozens of small purchases that never seemed significant on their own.

Do you know that feeling of not knowing where your money has gone at the end of the month? Many budgeting apps only show you the past by recording your expenses. But what if your app could also show you the future? This would allow you to plan much better and identify financial bottlenecks early on.

With a budgeting app, or an expense tracker, you categorize every purchase and every bill. This is an important first step for personal financial planning. But that's not enough to really gain control over your own finances.

A modern personal finance app must fulfill two important functions:

In today's busy world, managing your money can be difficult. Expense tracking and budgeting apps are essential tools when it comes to managing your finances more effectively. They can help you make wiser financial decisions.

But with so many apps available, choosing the best expense tracking and budgeting app which is right for you can be challenging. So we did the work for you and have digged our way through many forums, subreddits and app reviews and collected the 15 functions that users often like the most.

Yet another expense tracker app? Why? I want to have really detailed insights into and analyses about my spending habits. I have tried several budget book apps, Excel spreadsheets and many money manager app and expense tracker apps. Entering the data in as much detail as I want was too much effort with all the apps or tools, if possible at all.

The tools often look good and super easy to use, but it quickly gets more complicated when I want to enter a big weekend shopping trip. For example, I don't just want entries like "Shopping $300.00", or "amazon $65.99".